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Car Accident Case Study

How Manny Turned A Rear-End Accident Into A $25K Settlement To Fund His Growing Business: A Tampa Car Accident Case Study

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Manny was on the way to his dance studio early one morning. He was driving his car in West Tampa on Hillsborough Avenue, heading to the interstate. As Manny was driving, another driver T-boned the side of Manny’s car. Everyone seemed OK, and Manny was actually able to drive his vehicle to the studio. But later that afternoon, it became apparent that something was wrong with Manny’s lower back. The pain got worse each day.

Manny went to the doctor. The doctor told Manny to cut down on teaching lessons while his injuries healed. Manny knew this would negatively affect his business. So, he called the Tampa car accident attorneys at Denmon Pearlman for help.

You see, Manny was 11 years old when he came to the United States from Cuba. He could not speak English. He had to fight to learn the language and stay up to speed in classes. He watched his father work hard at low-paying jobs to provide for his family. The experience taught Manny all about the value of hard work. And at the time of the accident, he was working hard on his small business — where he taught people of all ages how to dance.

Manny had a number of questions for us. We’re sure that you do as well. Let’s go through some common answers.

I Was In An Accident, But How Do I Know If I Have A Valid Claim?

You have a personal injury/car accident claim if:

  • You were a driver or passenger in a vehicle or a pedestrian on the road.
  • Another driver violated certain rules of the road for driving safely.
  • You were in an accident or were hit because of someone else’s bad driving.
  • You were injured or otherwise suffered a loss because of the accident.

In Manny’s case, he was driving his vehicle when another person violated the rules of the road and caused the accident. Manny was injured as a result. Manny also lost money because he could not teach as many lessons as he normally could.

Manny had a valid accident claim.

But The Guy Who Caused The Accident Wasn’t Mean. Is This Going To Affect His Life?

The other guy drove badly. But that does not make him a bad person. You don’t want bad things to happen to him. Neither do we as car accident lawyers. The reality is that 99.9% of the time the claim is against an insurance company, not really a person. The first thing our car accident team does is figure out what insurance coverages are “in play.” Because a good guy or bad guy, the harsh truth is that most people are “uncollectible.” We need to have insurance coverages or “pockets” to be able to collect on your auto wreck claim.

What About A Rental Car?

Start with your insurance company. If you have rental car coverage, most of the time you’ll want to use yours — even if the other guy was totally at fault. The insurance companies can work it out on the back end.

If you don’t have rental car coverage, we can work with the at-fault driver’s insurance company to get you into a rental. However, this process can take a few weeks — and we realize in Florida that every day without a car matters.

If I Was Not Hurt But I Am Just A Little Sore, What Should I Do?

You may still have an injury claim. At the very least, you need to see a doctor and get checked out. Some of the worst car accident injuries start off as minor aches and pains. But over time these injuries can grow into serious disc bulges or herniations that can impinge on nerves — causing excruciating pain. And serious pain can infringe on your ability to live your daily life.

The reality is that the human body is not made to withstand the high impact of a motor vehicle wreck. It simply isn’t. And the whipping motion of the neck and back (“whiplash”) that happens during side-swipe, T- bone, and rear end accidents can loosen up the ligaments on the spinal column. These ligaments provide the structural integrity of the spine. Over time, the discs become loose and exposed as a result.

In other cases, whiplash can cause a bulge (or a herniation) of a disc.

How Will I Communicate With Your Auto Wreck Lawyers?

However you want! We have pre-lawsuit teams made up of a lead attorney, a lead auto claim paralegal (aka a case manager), and a claims assistant. You’ll have the direct phone numbers and email addresses for all three of these people. You’ll also have a direct “case file” texting number so you can simply text, “Can I get an update?” Then, the first team member available will help!

Can You Help Me With My Property Damage Claim?

If you need us to! We usually let you handle the property damage settlement claim because it’s pretty straightforward and there is no need for you to pay a lawyer for that. But if you need us, we’ll be there.

We’ll also screen and look for “diminished value claims.” These are claims for the loss of the value of your car even after it has been fully restored to its pre-accident condition. If you have a diminished value claim, we will help you!

How Does A Car Accident Lawyer Actually Help Me?

First and foremost, we’ll help with all the craziness that happens at the beginning of your claim with the insurance companies. Later on, we’ll coordinate with your doctors to make sure any medical bills you have get paid. We’ll also help get you reimbursed for lost wages. We will make sure we find all of the insurance money that is in play for your claim.

And most importantly, we’ll work to get you a settlement to compensate you for the crap you have to go through. In Manny’s case, we found there was $25,000 of insurance coverage available. After fighting for a bit with a bad insurance adjuster who only offered $1,500 for Manny’s troubles, we filed a lawsuit and ultimately secured Manny a $25,000 settlement.

Will We File A Lawsuit?

Before we file any lawsuit, we will engage in a pre-suit claim process. Florida is great because our lawmakers have set up a system that promotes the settlement of claims before filing a lawsuit.

Of course, sometimes insurance companies don’t negotiate in a way that we think is fair and a lawsuit becomes necessary. Not to worry, our car accident attorneys are some of the best trial lawyers in Florida and have hundreds of trials under their belts. If we have to file a lawsuit, you’ll be in good hands.

Types Of Car Accident Cases

Different Types of Car Accident Cases Require A Different Game Plan

Rear End Collisions: The benefit of rear-end car accident cases is that liability is usually pretty clear. Florida law presumes that the driver who rear-ends another driver is the party who caused the accident. Members of the Tampa Police Department and the Hillsborough County Sheriff’s Department routinely ticket drivers for careless driving when there is a rear end collision.

Side Impact Collision: Side impact collisions often cause unique injuries to the spinal column and the neck. If you are in a vehicle and you are hit on the side closest to you, the injuries can be much worse. Side impact collision cases often have contested liability, meaning your Tampa auto accident lawyer will aggressively fight from the beginning of your case to prove that the other party is at fault.

Rollover Accidents: Rollover accidents can lead to head trauma and brain injuries, among other injuries. Much like side-impact collisions, the accident lawyer seeks from the beginning of the case to prove that the other party is liable.

Head-On Collisions: Head-on collisions have the greatest chance of traumatic injury or death because two vehicles are traveling at high speeds towards each other. Victims of head-on collisions can often benefit from using the services of an auto accident reconstructionist expert at the beginning of their case.

Pedestrian Accidents: Pedestrian accidents often cause extreme injuries. The reason is obvious: a person walking on foot is no match for a two-ton vehicle. Cases with more severe injuries might need expert witnesses to make the insurance company (or a judge or a jury) truly see how the injuries suffered will impact a victim’s future.

Truck Accidents: As part of the Interstate 4 corridor, Tampa’s highway system sees massive truck traffic yearly. With massive truck traffic comes trucking accidents.

Motorcycle Accidents: Motorcycles are no match for cars and trucks. Motorcycle accident cases also have unique insurance and injury issues.

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What Our Clients Say

Christine Ekstrom
Christine E.
19:36 05 Dec 19
This past Tuesday, I got into a car accident that was frankly, quite scary. The experience left me disoriented, shaken, and overwhelmed with what "next steps" needed to be taken. Thanks to Nicole Pearlman, and the whole Denmon & Pearlman team, I didn't have to worry about those next steps. They quickly took over and set me up with medical appointments, a rental car, car inspection.... leaving me the ability to focus on spending those initial hours processing the accident and later, days spent on healing physically and emotionally. In a world where billions of people reside and yet we still often feel alone, that was never the case during this chaotic week. Never did I once feel alone in this whole process and I am incredibly thankful for their kindness to my nephew and I and their expertise in these matters. Denmon & Pearlman, especially Nicole Pearlman, WILL be there for you during life's most challenging experiences.
Nicki Wright
Nicki W.
13:27 08 Oct 19
Nicole and Lee go the extra mile to represent various client needs, and work with you as a whole human being, being considerate and kind, as well as being thorough and fearless as well. I have utilized their services in 3 different scenarios, and every time, I was thrilled with their representation. Hire Lee or Nicole for anything - for everything. Fantastic lawyers and fantastic people.
Patrick Harlan
Patrick H.
02:32 25 Sep 19
I had my wife call Demon Pearlman after reading some of their reviews online. Whitney answered and was kind and quickly had us set up with a lawyer for representation. This firm did an amazing job and I would recommend them to anyone in need of a lawyer! They went above and beyond!
Sarah Marie Sunday
Sarah Marie S.
02:25 25 Sep 19
I called Demon Pearlman for representation with an automobile accident. I spoke to Whitney on the phone who was very kind and promptly got the needed information from me and had me set up with one of their lawyers. They were amazing and got me more than I expected from my settlement. I have referred several family members and friends to them for representation. Their knowledge of the law and ability to handle a case is superb. I hope I am never in need of an attorney again for an injury, however if I do need one, I will call Denmon Pearlman without hesitation!
Brittany Pilkington
Brittany P.
17:54 13 Sep 19
I definitely feel like I made the right choice by calling Denmon Pearlman. I was going through a tough time. I was connected to Whitney on the phone & she really assisted with providing me with a stress free experience. Not only did I feel relieved to speak to someone so well rounded; but also highly knowledgeable of their companies core values. She's very well spoken. I booked that consultation & look forward to it. Thanks Denmon Pearlman for your services.
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